Terms of Service

Last updated: February 23, 2026

Terms of Service

Effective Date: February 1, 2026

These Terms of Service ("Terms") govern your use of the Aurex Insurance Group website and related services. By accessing or using our website, you agree to these Terms.

1. About Aurex Insurance Group

Aurex Insurance Group is an independent insurance agency licensed in the State of Indiana. We are not an insurance carrier. We do not underwrite, bind, or issue insurance policies directly. Our role is to compare coverage options from multiple carriers and present them to you for consideration. All policy binding, underwriting, premium collection, and claims processing are handled by the respective insurance carrier or managing general agent (MGA).

2. No Guarantee of Coverage

Requesting a quote through our website does not guarantee that coverage will be offered or that a policy will be issued. All coverage is subject to carrier underwriting guidelines, eligibility requirements, and approval. Quotes provided are estimates based on the information you supply and may change upon carrier review.

3. Accuracy of Information

You agree to provide accurate, complete, and truthful information when requesting quotes or interacting with our services. Inaccurate or incomplete information may result in incorrect quotes, coverage denial, or policy cancellation by the carrier.

4. AI-Powered Tools

Our platform may use artificial intelligence and automated tools to assist with quote comparison, coverage analysis, and customer communications. These tools are advisory in nature and do not replace the judgment of a licensed insurance agent. AI-generated content does not constitute professional insurance advice, a binding quote, or a contract of insurance.

5. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Aurex Insurance Group or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our written permission.

6. Limitation of Liability

To the fullest extent permitted by Indiana law:

  • Aurex Insurance Group provides this website and its content on an "as is" basis without warranties of any kind.
  • We are not liable for any indirect, incidental, consequential, or punitive damages arising from your use of our website or services.
  • Our total liability for any claim shall not exceed the amount of fees, if any, paid by you to Aurex Insurance Group in the twelve months preceding the claim.
  • We are not responsible for the acts, omissions, or decisions of insurance carriers, MGAs, or other third parties.

7. Indemnification

You agree to indemnify and hold harmless Aurex Insurance Group, its officers, employees, and agents from any claims, damages, or expenses arising from your use of our website, your violation of these Terms, or your provision of inaccurate information.

8. Third-Party Links

Our website may contain links to third-party websites, including carrier portals and payment processors. We are not responsible for the content, privacy practices, or availability of these external sites.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Indiana, without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved in the courts of Marion County, Indiana.

10. Modifications

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of our website after modifications constitutes acceptance of the revised Terms.

11. Contact

For questions about these Terms, please contact Aurex Insurance Group using the contact information on our website.